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American Express
The world's favorite card. More than 57 million cards in circulation and growing! Around US $ 123 billion was spent last year through American Express Cards and it is poised to be the world's No. 1 card in the near future. In a regressive US economy last year, the total amount spent on American Express cards rose by 4 percent. American Express cards are especially popular in the U.S., Canada, Europe and Asia and are used widely in the retail and everyday spend categories.

eZeClick
American Express ezeClick is a one ID payment solution for online users. It is a fast, smart and secure payment method. ezeClick replaces the need to enter credit card details with just a single user ID. It simplifies the checkout process by eliminating the time consuming payment processes, which requires online shoppers to fill multiple fields of information, such as Card Number, Expiry Date, Security Code, before a transaction can be completed. ezeClick enables American Express customers to use one ezeClick ID for all future online transactions across all participating merchants.

Diners Club International
The world’s No. 1 Charge Card. Diners Club cardholders reside all over the world and the Diners Card is an old corporate favorite. There are more than 8 million Diners Club cardholders. They are affluent and are frequent travelers in premier businesses and institutions, including Fortune 500 companies and leading global corporations.

JCB (Japan Credit Bureau)
JCB (Japan Credit Bureau), which launched its card business in Japan in 1961 and began expanding overseas in 1981, is an international brand and the largest card issuer and merchant acquirer in Japan. Its merchant network of 7.96 million spans 183 countries, and serves more than 38 million cardholders worldwide. These cardholders spend US$ 42 billion annually on their JCB cards. More information about JCB can be found at www.jcbinternational.com.

MasterCard
MasterCard International is a global payments company with one of the most recognized and respected brands in the world. MasterCard® is accepted around the world at retail outlets and ATM machines, where you see the MasterCard (or Maestro®/Cirrus®) sign. Currently, you can use your card in more than 22 million locations worldwide. With 32 million acceptance locations, no payment card is more widely accepted globally than MasterCard.

MaestroMaestro: Maestro is MasterCard International's lead debit brand and offers over 540 million cardholders highly secure and convenient access to their current and deposit accounts in over 100 countries across the world.

CirrusCirrus: Cirrus is a worldwide interbank network operated by MasterCard Worldwide, and was founded in 1986. It links MasterCard, Maestro, Diners Club credit, debit and prepaid cards to a network of over 1,000,000 ATMs in 93 countries. In India, the Cirrus network serves as a local interbank network as well as an international network.

Visa
Visa is a global payments technology company that connects consumers, businesses, banks and governments in more than 200 countries and territories, enabling them to use digital currency instead of cash and checks. It is the world's most preferred card. There are more than one billion cards in circulation, with unsurpassed acceptance in more than 150 countries. Visa-branded cards generate US Dollar 2.4 trillion in annual card sales volume. Nearly half of this in US alone.

Visa ElectronVisa Electron: In the 1980s, VISA introduced Visa Electron. This debit or credit card is available across most of the world and is a sister card to the Visa Debit card. The difference between Visa Electron and Visa Debit is that payments with Visa Electron require that all the funds be available at the time of transfer. Visa Debit cards, on the other hand, allow transfers exceeding available funds up to a certain limit.

PlusVisa PLUS: Plus or Visa PLUS is an interbank network that covers all VISA credit, debit, and prepaid cards, as well as ATM cards issued by various banks worldwide. Currently, there are 144 million proprietary PLUS cards, not including a number of cards that have PLUS as a secondary network.


Disclaimer: All third party logos appearing on the Avenues websites are proprietary and trademark of their respective organizations.
Canara Bank
Canara Bank is one of the premier banks in the country, accredited with umpteen distinctions. The present stature of the Bank is due to its strong fundamentals and quality customer orientations. Profit making since inception, the Bank today epitomizes a perfect blend of commercial and social banking.

The Bank has carved a niche in providing IT-based services. With 100% computerization of the branches, the bank provides a wide array of services, such as, Networked ATMs, Anywhere Banking, Tele-banking, Remote Access Terminals Internet & Mobile Banking, Debit Card etc. The Bank was the first among banks to launch networked ATMs and obtain ISO Certification.

Indian Overseas Bank
Indian Overseas Bank (IOB) was founded on February 10th 1937. It provides specialized banking services to its retail customers that include Any Branch Banking, ATM Banking, Speedy Transfer and Realization Service and Bond Schemes.

Indian Overseas Bank’s India presence is a well-networked branch system spanning the country with 1847 branches and 51 extension counters in major cities like Bangalore, Chennai, Mumbai, Noida, Hyderabad, New Delhi, Coimbatore, Pune, Faridabad, Gurgaon and Kolkata. It also has a presence in key trade centres of the world like Singapore, Seoul, Hong Kong, Bangkok and Germany.

Punjab National Bank
Established in 1895 at Lahore, undivided India, Punjab National Bank (PNB) has the distinction of being the first bank to have been started solely with Indian capital. From its modest beginning, the bank has grown in size and stature to become a front-line banking institution in India. Punjab National Bank (PNB) today, serves over 37 million satisfied retail and corporate banking customers through 4589 offices, including 322 Extension Counters.

PNB operates at the cutting edge of technology for its customers and offers innovative services to its customers, such as Free Tele-banking / Fax Banking facility, and Centralized Banking Solution (CBS), an inter-branch networking and data sharing platform which makes 'Anytime Anywhere ' banking a reality for its customers. It has also launched a Debit/ATM card which can be accessed at 1516 ATMs PNB ATMS and 21500 other ATMs through tie-ups with other Banks.

Union Bank of India
Union Bank of India was inaugurated by Mahatma Gandhi more than eight decades ago. It is a Public Sector Unit with 55.43% Share Capital held by the Government of India.

The Union Bank of India has more than 950 branches and extension counters. It has a large network of approximately 659 ATMs spread across the country. In addition to regular banking facilities, Union Bank of India customers can also avail a variety of other services like Online Tele-banking facilities, Cash Management Service, Insurance, Mutual Funds, Demat etc.


Disclaimer: All third party logos appearing on the Avenues websites are proprietary and trademark of their respective organizations.
Andhra Bank
Established in 1923 by the eminent freedom fighter Dr.Bhogaraju Pattabhi Sitaramayya, Andhra Bank is a Public Sector bank based in Hyderabad.

Andhra Bank offers Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations in the business segment. It has priority sector advances, retail lending, agriculture loans, micro credit, educational loans and housing loans in its loan portfolio. Deposits offered include current deposits, savings bank deposits and term deposits. In addition to regular banking services and solutions, Andhra Bank also offers services such as AB Premium Current Account and AB Privilege Corporate Salary Savings Bank Account with extra benefits to the customers.

Andhra Bank services its customers through 1536 branches, 49 Extension Counters, 38 Satellite Offices, 22 Zonal Offices and an ATM network of 798 ATMs across the country.

Axis Bank
Axis Bank was the first of the new private banks to have begun operations in 1994, after the Government of India allowed new private banks to be established. Its Registered Office is at Ahmedabad and Central Office is located at Mumbai.

Axis Bank is well-known for its strengths in both retail and corporate banking and its commitment towards adopting the best industry practices internationally in order to achieve excellence. Presently, the Bank has a very wide network of more than 596 branch offices and Extension Counters. The Bank has a network of over 2502 ATMs providing 24 hrs a day banking convenience to its customers. This is one of the largest ATM networks in the country.

Bank Of Baroda
Established in 1908, Bank of Baroda is the sixth largest bank in India. It offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries and affiliates in the areas of investment banking, credit cards and asset management.

The Bank of Baroda provides these services in India through its network of over 2800 branches and offices, and 1000+ ATMs. It also has a strong international presence with a network of 72 offices in 25 countries, 6 subsidiaries and 4r representative offices.

Bank of Bahrain and Kuwait
The Bank of Bahrain and Kuwait was established in 1971 in both the Kingdom of Bahrain and the State of Kuwait. It is involved in almost all sectors of business - Government, Public companies, large corporations, medium sized companies or small commercial outfits.

BBK employs the avant-garde technologies to make banking simpler, convenient and flexible. It provides top quality services through a number of dedicated and professional account managers that are here to serve you at all times. Currently, the bank now operates in four countries with 17 branches in Bahrain and international branches in Kuwait, Mumbai, Hyderabad and a representative office in Dubai (UAE).

Bank of India
Bank of India was founded on 7th September, 1906 by a group of eminent businessmen from Mumbai. In July 1969, the bank was nationalized along with 13 other banks.

Over the years, the Bank of India has rapidly grown and blossomed into a mighty institution with a strong national presence and sizable international operations. It has 2884 branches spread all over in India including 155 specialized branches. In business volume, the Bank occupies a premier position among the nationalized banks.

Bank of Maharashtra
Established in 1935, Bank of Maharashtra is one of the leading banks of India. Commonly known as the common man's bank, Bank of Maharashtra adopts a philosophy of "Technology with personal touch", and follows its motto stating "One Family, One Bank, Bank of Maharashtra".

The Bank of Maharashtra has incorporated the latest technology to provide best services to its customers. It services it customers through over 1400 branches (April 2009) located all over India. In fact, the bank claims to have the largest number of branches within the state of Maharashtra, among all the Public Sector banks.

Canara Bank
Canara Bank is one of the premier banks in the country, accredited with umpteen distinctions. The present stature of the Bank is due to its strong fundamentals and quality customer orientations. Profit making since inception, the Bank today epitomizes a perfect blend of commercial and social banking.

The Bank has carved a niche in providing IT-based services. With 100% computerization of the branches, the bank provides a wide array of services, such as, Networked ATMs, Anywhere Banking, Tele-banking, Remote Access Terminals Internet & Mobile Banking, Debit Card etc. The Bank was the first among banks to launch networked ATMs and obtain ISO Certification.

Central Bank of India
Established in 1911, Central Bank of India was the first Indian commercial bank which was wholly owned and managed by Indians. The establishment of the Bank was the ultimate realisation of the dream of Sir Sorabji Pochkhanawala, founder of the Bank. Sir Pherozesha Mehta was the first Chairman of a truly 'Swadeshi Bank'. In fact, such was the extent of pride felt by Sir Sorabji Pochkhanawala that he proclaimed Central Bank of India as the 'property of the nation and the country's asset'. He also added that 'Central Bank of India lives on people's faith and regards itself as the people's own bank'.

Catholic Syrian Bank
The genesis of Indian Banking is associated to a large extent with Swadeshi Movement, which inspired many Indians to promote Swadeshi Banks in the beginning of the 20th Century. The enterprising founders of Catholic Syrian Bank Ltd also found this period to be a moment of opportunity to promote the establishment of a bank. Thus was born The Catholic Syrian Bank Ltd, nine decades ago, on 26th November 1920 to be exact at Thrissur, which in later years acquired the unique distinction of being a centre with the highest concentration of banks in the South. The bank commenced business on January 1st, 1921 with an authorised capital of Rs.5 lakhs and a paid up capital of Rs. 45270/-.

Citibank
Citibank is a member company of Citigroup, the largest and the most diversified provider of financial services in the world. With its 103-year old history, it is one of the leading international banks with a history of innovation and customer service and an outstanding track record of business milestones.

In India , it was the pioneer in consumer banking - the first to introduce focused consumer lending programs and electronic banking - has made significant investments in technology. Today, it provides a comprehensive range of financial services including treasury management, transaction services, securities custodianship, foreign exchange, fixed income and equities sales and trading, and corporate finance to corporate clients, governments and financial institutions. It operates in 25 offices and branches across 18 cities. It is the largest issuer of credit cards and offer mortgages, personal loans, insurance, and investment services for on-shore customers.

City Union Bank
City Union Bank is a premier South Indian bank; earlier known as 'The Kumbhakonam Bank Ltd' and is considered amongst the top banks in India. It was incorporated as a limited company on 31st October, 1904. The first branch of the Bank was opened at Mannargudi on 24th Jan 1930 and since then it has come a long way in customer satisfaction and service delivery. The Bank took over the assets and liabilities of the Commonwealth Bank Limited in 1957 at Aduthurai, Kodavasal, Valangaiman, Jayankondacholapuram and Ariyalur Branches. The City Forward Bank Limited and The Union Bank Limited were also amalgamated in April, 1965.

As of 1st Feb 2009, the bank has a network of 202 branches spread in different parts of the country.

Corporation Bank
In 1906, Corporation Bank (Corp Bank) was established in Udupi, Karnataka. It is the No. 1 Public Sector Bank in India. In the past 100 years, the Bank has created a unique history of successful Banking and has stood the test of time by growing steadily, offering vast, varied and versatile services with a personal touch.

Corporation Bank has services in different segments like Personal Segment, Trade and Commercial Segment, Small Scale Industry, Large and Medium Industrial Units, Non-Resident Indians, Housing Sector and Export & Import Segment. Presently, the Bank has a network of 943 Branches, 35 Extension Counters and 19 Currency Chests covering 24 states and 2 union territories of the country. The Bank has 933 online-interconnected ATMs spread across the country.

DBS Bank
DBS Bank Ltd was set up by the Government of Singapore in June 1968 to manage industrial financing activities. It has now become a leading international bank with a strong presence in India and several other Asian countries. Its vast network includes 250 branches and 1,100 ATMs across 50 cities globally. The bank's strong capital position, as well as "AA-" and "Aa1" credit ratings that are among the highest in the Asia-Pacific region, earned it Global Finance's "Safest Bank in Asia" accolade for five consecutive years, from 2009 to 2013.

With its Indian headquarters in Mumbai, DBS Bank has achieved tremendous success in India within just a short span of time. It has been recognized as "India's Best Foreign Bank" by Financial Express-E&Y in its annual Best Bank Rankings 2010.

Development Credit Bank
DCB Bank (Development Credit Bank Limited) is a modern emerging new-generation private sector bank with 82 branches across 10 states and two union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. Professionally managed and governed, DCB Bank has contemporary technology and infrastructure including state-of-the-art Internet banking for personal as well as business banking customers.

DCB Bank's business segments include Retail, micro-SMEs, large SMEs, mid -Corporates, agriculture, commodities, government, public sector, Indian banks, co-operative banks and non banking finance companies (NBFC). The Bank has approximately 600,000 customers.

DCB Bank reported full year Net Profit of Rs 21.43 crore for FY 2011. Deposits in FY 2011 grew by 17% to Rs 5,610 crore, while Advances grew by 24% to Rs 4,271 crore during the fiscal. The Balance Sheet size was at Rs 7,372 crore, registering 20% growth.

Deutsche Bank
With a presence in 75 countries and an asset base of Euro 964 billion, Deutsche Bank is one of the leading banks in the world. For the last 135 years Deutsche Bank has offered financial solutions to demanding customers in the world’s most dynamic markets.

Deutsche Bank entered the Indian market over 25 years ago and since then has made a mark in global markets, investment banking, global equities, asset management, corporate and transaction banking and private wealth management. Today, Deutsche Bank is highly respected all over the world by individuals and corporates alike for its strong advisory approach and innovative banking services.

Dhanlaxmi Bank
Dhanlaxmi Bank Ltd. was incorporated in 1927 at Thrissur, Kerala by a group of ambitious and enterprising entrepreneurs. Over the 87 years that followed, Dhanlaxmi Bank with its rich heritage has earned the trust and goodwill of its clients. It has grown from strength to strength, be it in the number of customers, the scale of business, the breadth of product offerings, the banking experience or the trust that people invest in them. With more than 671 touch points across India, their focus has always been on customizing services and personalizing relations.

Federal Bank
The Federal Bank is a regional giant one with strong national presence and global reach . From its humble beginning as Travancore Federal Bank Ltd. almost 5 decades ago, Federal Bank has grown to become India 's largest private sector bank and is now the largest scheduled commercial bank in Kerala.

The Bank has emerged into a financial supermarket giving the customers a range of products and services. It has the full range of delivery channels including Internet Banking, Mobile Banking and Alerts, Any Where (Branch) Banking, Interconnected Visa enabled ATM network, E-mail Alerts, Telephone Banking and a Centralised customer Call Centre with toll free number.

It also has a very wide network of more than 500 offices and 275 ATMs covering almost all the important cities in the country with a dominant presence in the State of Kerala with more than 300 branches. It also has strong patronage of NRI Community and NRI deposits constitute 40 % of its total deposits.

HDFC Bank
Established in August 1994, HDFC (Housing Development Finance Corporation) Bank Limited offers a wide range of commercial and transactional banking services and treasury products to wholesale and retail customers. This includes working capital finance, trade services, transactional services, cash management etc. It also is a leading provider of structured solutions, which combine cash management services with vendor and distributor finance for facilitating superior supply chain management for its corporate customers. Moreover, it hosts a wide array of retail loan products like Auto Loans, Loans against marketable securities, Personal Loans and Loans for Two-wheelers.

HDFC backs its products with world-class service through 531 branches spread over 228 cities across India , 1054 networked ATMs which can be accessed by all domestic and international Visa/MasterCard, Visa Electron/Maestro, Plus/Cirrus and American Express Credit/Charge cardholders. They also offer their customers Telephone Banking facilities in over 120 locations.

ICICI Bank
ICICI bank merger with ICICI Limited has made it the second biggest financial entity in the country, second only to the state Bank of India. It offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels, specialized subsidiaries and affiliates in the areas of investment banking, life and non-life insurance, venture capital and asset management. Its customers can avail these services through its large network of 573 branches and extensions counters and over 2000 ATM's.

Currently, ICICI Bank also has subsidiaries in the United Kingdom , Canada and Russia , branches in Singapore and Bahrain and representative offices in the United States , China , United Arab Emirates , Bangladesh and South Africa.

IDBI Bank
IDBI Ltd, the tenth largest development bank in the world. It is India 's youngest and one of the fastest growing new private sector banks and has promoted world class institutions in India . The Bank has surged ahead from strength to strength and is fast transforming into a technology led, service driven financial services marketing company with managed with intellectual integrity.

Today, IDBI provides a large range of products and services to industrial concerns, covering almost the entire spectrum of industrial activities, including manufacturing and services. It serves its nearly one million customers through a large network of 95 branches and 302 ATMs.

Indian Overseas Bank
Indian Overseas Bank (IOB) was founded on February 10th 1937. It provides specialized banking services to its retail customers that include Any Branch Banking, ATM Banking, Speedy Transfer and Realization Service and Bond Schemes.

Indian Overseas Bank’s India presence is a well-networked branch system spanning the country with 1847 branches and 51 extension counters in major cities like Bangalore, Chennai, Mumbai, Noida, Hyderabad, New Delhi, Coimbatore, Pune, Faridabad, Gurgaon and Kolkata. It also has a presence in key trade centres of the world like Singapore, Seoul, Hong Kong, Bangkok and Germany.

IndusInd Bank
IndusInd Bank Ltd., one of the leading new-generation private-sector banks in India, commenced operations in 1994 and built up its net worth to Rs. 866 crore as at March 31, 2006.  With the recent GDR issue, the net worth of the Bank has crossed Rs. 1000 crore (approximately) as on March 31, 2007.  Driven by technology, the Bank constantly upgrades its support systems for the introduction of retail banking products and alternative delivery channels, while continuing to expand its network of branches. In its twelve years of existence, the Bank has displayed its commitment to global benchmarks in retail banking by proactively adopting the requirements of ISO 9001:2000 quality certification for its entire network of branches. It was one of the first banks to go live on the RTGS platform and enjoys clearing bank status for both major stock exchanges - BSE and NSE and both major commodity exchanges in the country – MCX and NCDEX. It also offers DP facilities for stock and commodity segments. Since the merger of Ashok Leyland Finance in June 2004, the Bank has expanded its retail portfolio. It is a large player in the financing of commercial vehicles, utility vehicles, 2/3-wheelers and construction equipment.  The Bank has been given the highest A1+ rating for its Certificates of Deposits by ICRA.  The Bank has been awarded the highest P1+ rating for its FDs by CRISIL, who have also assigned the highest safety ratings to the Bank’s Pass through Certificates for securitized assets. For more information visit us at: www.indusind.com.

ING Vysya Bank (now Kotak)
In 1930, ING Vysya Bank Ltd. (now Kotak) was established. Today, it is a premier bank in the Indian Private Sector. ING Vysya gained recognition for adapting its integrated approach of banking, insurance and asset management. It also offers its customers various services - accounts and deposits, loans, wealth management, cards, payment services, small and medium enterprises, agricultural and rural banking. It also has Internet Banking, mi-b@nk and Customer Service Line for Phone Banking Service.

As of March 31st 2008, ING Vysya has 407 branches, 39 ECs, 28 Satellite Offices and 203 ATMs across the country. At international level bank has presence in countries such as Korea, Taiwan, Hungary, Poland, Mexico and Chile. Bank has opened life insurance companies in these countries.

Jammu and Kashmir Bank
Incorporated on 1st October 1938, Jammu and Kashmir Bank Limited was the first State owned bank in the country. According to the extended Central laws of the state, Jammu & Kashmir Bank was defined as a govt. Company as per the provision of Indian companies act 1956. In the year 1971, the Bank received the status of scheduled bank. It was declared as "A" Class Bank by RBI in 1976.

Today the bank has more than 500 branches across the country and has recently become a billion Dollar Company.

Karnataka Bank
Karnataka Bank Limited is a leading private sector bank in India. It was incorporated on 18th February 1924 at Mangalore, a town located in the Kannada district of Karnataka. The bank emerged as a major player during the freedom movement of 20th Century India.

Today, Karnataka Bank offers a comprehensive range of customized products & services suitable for every kind of market, trade or perceived need - Business or Personal including borrowing facilities, deposits, providing optimum returns on surplus funds or helping with overseas transactions. It provides professional banking services and quality customer service to its 3.7 million plus customers through its national wide network of 449 branches that are spread across 20 states and 2 Union Territories.

Karur Vysya Bank
Established in 1916, Karur Vysya Bank Limited is popularly known as KVB. It is professionally managed and guided by the Board of Directors drawn from different fields with vision, experience, knowledge and business acumen. The aim of the bank is to delight their customers continually by blending tradition with technology to deliver innovative products and services at affordable rates.

Today, Karur Vysya Bank has grown from a regional bank, it has spread its wings wide and has over 288 branches in 13 States and 2 Union Territories and an ATM network of 291. The bank also plans to improve the branch network to over 320 by the end of the financial year 2008-09.

Kotak Mahindra Bank
Kotak Mahindra Group is one of India's leading financial institutions, offering complete financial solutions that encompass every sphere of life. The group has a net worth of over Rs.1,800 crore and employs over 4,400 employees in its various businesses. With a presence in 82 cities in India and offices in New York, London, Dubai and Mauritius, it services a customer base of over 5,00,000. The Kotak Mahindra Group's flagship company, Kotak Mahindra Finance Ltd which was established in 1985, was converted into a bank – Kotak Mahindra Bank Ltd in March 2003 becoming the first Indian company to convert into a Bank. It's banking operations offers a central platform for customer relationships across the group's various businesses. The bank has a presence in the Commerial Vehicles, Retail Finance, Corporate Banking and Treasury and Housing Finance segments.

Lakshmi Vilas Bank
On 3rd November 1926, Lakshmi Vilas Bank Limited was incorporated in Karur. It was established to cater to the financial needs of varied customer segments. It provides its customers with services such as retail banking, corporate banking and bancassurance.

Lakshmi Vilas Bank has a strong and wide base in the state of Tamil Nadu as well as a presence in other parts of India. It provides quality services to its customers from its network of 246 branches, 5 satellite branches & 5 extension counters, spread over 14 states and the union territory of Pondicherry.

Oriental Bank of Commerce
Established in Lahore on 19th February 1943, Oriental Bank of Commerce made a modest beginning under its Founding Father, Late Rai Bahadur Lala Sohan Lal, the first Chairman of the Bank.

Over 6 decades later, with a customer base of 8.3 lakhs the Oriental Bank of Commerce has a stronghold on two different spheres in the industry - the traditional public and the modern private sector. Currently, the bank has a geographical network of 1320 Branches and Extension Counters (E/C) and 569 onsite/offsite ATMs spread all across India. It has tied up with the MITR Network and the National Financial Switch (NFS) to provide its ATM card holder's access to approximately 8000 ATMs for host of services like cash deposit / withdrawal, Mobile Top up, Mini Statement, balance enquiries etc. and to effect card payment for shopping in India and abroad through over 50,000 Point of Sale (POS) locations.

Punjab National Bank
Established in 1895 at Lahore, undivided India, Punjab National Bank (PNB) has the distinction of being the first bank to have been started solely with Indian capital. From its modest beginning, the bank has grown in size and stature to become a front-line banking institution in India. Punjab National Bank (PNB) today, serves over 37 million satisfied retail and corporate banking customers through 4589 offices, including 322 Extension Counters.

PNB operates at the cutting edge of technology for its customers and offers innovative services to its customers, such as Free Tele-banking / Fax Banking facility, and Centralized Banking Solution (CBS), an inter-branch networking and data sharing platform which makes 'Anytime Anywhere ' banking a reality for its customers. It has also launched a Debit/ATM card which can be accessed at 1516 ATMs PNB ATMS and 21500 other ATMs through tie-ups with other Banks.

Royal Bank of Scotland
In 2007, Royal Bank of Scotland (RBS) led the successful consortium bid for ABN AMRO, who has a strong presence in India. Its coverage extends to Mumbai, New Delhi, Chennai, Kolkata, Pune, Baroda, Hyderabad, Bangalore, Surat, Noida, Gurgaon, Lucknow, Mangalore, Moradabad, Nasik, Panipat, Tirupur, Salem, Udaipur, Kolhapur and Ahmedabad across 28 branches.

RBS now operates in all the main business and financial centres across India. It offers a full range of tailored advisory, financial and operational services in both corporate and investment banking. It also has a strong consumer and commercial offering in India. The Royal Bank of Scotland global reach now extends to more than 50 countries, with more than 40 million customers. It takes pride in its delivery culture, concentrates on excellence in origination, execution and distribution globally.

Standard Chartered Bank
Standard Chartered Bank was formed in 1969 through the merger of Standard Bank of South Africa and Chartered Bank of India, China and Australia. The bank headquarters are situated in London with operations in more than 70 countries with more than 1,700 branches and 73,000 strong workforce. The India operations of Standard Chartered Bank originated in Kolkata, but the headquarters are now in Mumbai with Kolkata branch as a key associate.

The bank has a wide product portfolio catering to its huge customer base spread across India. Standard Chartered Bank offers sophisticated banking and financial products and is regarded as one of the most prominent and customer friendly banks in India. The bank operates through 82 branches and 210 ATMs spread across India. Further, the bank facilitates its customers with 24X7, 21 card helpline centers and 29 phone banking facilitation centers, across India.

South Indian Bank
One of the earliest banks in South India, South Indian Bank came into existence during the Swadeshi movement. The establishment of the bank was the fulfillment of the dreams of a group of enterprising men who came together at Thrissur in the erstwhile State of Cochin to provide for the people a safe, efficient and service oriented repository of savings of the community.

Translating the vision of the founding fathers as its corporate mission, the bank has during its long sojourn, been able to project itself as a vibrant, fast growing, service oriented and trend setting financial intermediary. South Indian Bank has the third largest branch network among Private Sector banks in India, with all its branches under Core banking System. The bank has a network of 522 branches, 267 ATMs and 15 extension counters spread across the country.

State Bank of Bikaner and Jaipur
The genesis of State Bank of Bikaner and Jaipur dates back to the year 1943-44, when the Bank of Jaipur Ltd. and the Bank of Bikaner Ltd. came into existence. In 1960, both banks were incorporated as subsidiaries of State Bank of India and named as State Bank of Bikaner and State Bank of Jaipur. On January 1, 1963, both banks were merged into one entity viz. State Bank of Bikaner and Jaipur. The constitution, capital, management and other matters pertaining to the Bank are governed by the provisions of SBI (Subsidiary Banks) Act, 1959. 75% of the shares of SBBJ are held by SBI and the remaining by institutions and general public. SBBJ went public in the year 1997-98 with an issue of 12.21 lakh shares of Rs.100 each at a premium of Rs.440/-. At the time of incorporation, the Bank had a business of Rs. 45 crore, net profit of Rs. 7.5 lakh and a network of 124 branches (96 in Rajasthan).

State Bank Of India
State Bank Of India (SBI) is owned by the Government of India and is the largest bank in the Indian subcontinent. If one measures by the number of branch offices (10,000 + as on March, 2008), SBI is the second largest bank in the world. SBI, the oldest commercial bank in the Indian subcontinent, is also present in 32 countries, where it has 84 offices serving the international needs of the bank's foreign and Indian customers. In recent years, the bank has sought to expand its overseas operations by buying foreign banks. It is the only Indian bank to feature in the top 100 world banks in the Fortune Global 500 rating and various other rankings. According to the Forbes 2000 listing it tops all Indian companies. With an asset base of $126 billion and its reach, it is a regional banking behemoth.

State Bank of Mysore
State Bank of Mysore (SBM) is an associate bank of State Bank of India, offering a range of financial products and services. Established in 1913 under the patronage of Government of Mysore as Bank of Mysore Ltd, State Bank of Mysore became an associate of SBI in March 1960. Today, State Bank of Mysore is a premier commercial bank in Karnataka, with all India presence, committed to provide consistently superior and personalized customer.

State Bank of Mysore has a widespread network of 690 branches and 21 extension counters spread all over India. This includes 5 specialized SSI branches, 4 Industrial Finance branches, 3 Corporate Accounts Branches, 4 specialized Personal Banking Branches, 10 Agricultural Development Branches, 3 Treasury branches, 1 Asset Recovery Branch and 8 Service Branches, offering wide range of services to the customers.

State Bank of Hyderabad
State Bank of Hyderabad was previously known as Hyderabad State Bank. Its first branch was opened at Gunfoundry, Hyderabad. In 1956, the RBI took over the Hyderabad State Bank and the State Bank of Hyderabad (SBH) was established as an associate bank of State Bank of India (SBI). In 1959, it became a subsidiary of the State Bank of India and is now the largest associate bank of State Bank of India.

Today, the State Bank of Hyderabad has over 1031 branches and provides its customers with depository, international banking, Internet banking, safe deposit lockers, ATM and NRI services.

State Bank of Travancore
Established in 1945, State Bank of Travancore was initially named Travancore Bank Limited & was found by the Maharaja of the Princely State of Travancore. It is an Indian bank with corporate headquarters in Trivandrum, Kerala, India. The bank is an associate bank of the State Bank of India Group. State Bank of Travancore has more than 60 years of dedicated service and a network of 712 branches and 389 ATMs spanning 16 states of the country. It is a member of the largest ATM network in the country and uses world class technology through the implementation of 100% Core Banking Solution. The bank employs more than 11,000 personnel. Its total business circa was Rs. 59,734 crores in 2007.

Syndicate Bank
Established in 1925 in Udupi, Karnataka, Syndicate Bank is one of the premier nationalized banks in India. It provides contemporary banking services in accordance with the innovative banking techniques of new-age banking. These services include e-banking, Anytime, Anywhere, Anyhow Banking (AAA), toll free voice mail system, e-pay services, Core Banking Solutions (CBS), EFT (Electronic Funds Transfer), RGTS (Real Time Gross Settlement) and specialized Forex services.

Syndicate Bank has over 20 million customers that it services through its extensive network of over 2100 branches and 1051 ATMs.

Tamilnad Mercantile Bank
Tamilnad Mercantile Bank Ltd. (TMB) was established in 1921, by members of Nadar Mahajana Sangam, is headquartered in Tuticorin in Tamil Nadu, India. Originally known as 'The Nadar Bank Ltd.', it changed its name to Tamilnad Mercantile Bank Ltd. in November 1962.

Tamilnad Mercantile Bank Ltd. provides commercial banking products and services in India. It provides deposit services and credit cards; house rent, personal, education, car, and home loans; traders, tractor, truck, and mortgage loans; IPO finance and SME credit; tax saving deposits; recurring, current, savings, and current deposit accounts; and cash certificates. It also provides bill payment, anywhere banking, mobile SMS banking, demat account, mutual fund marketing, RTGS, ECS, money transfer, and clearing services, as well as compensation and security representative policies.

Today, Tamil Nadu Mercantile Bank has 216 full fledged branches all over India, 7 Regional Offices and 11 Extension Counters, 2 Mobile Banking Branch, 6 Central Processing Centres, 2 Currency Chests and 143 Automated Teller Machines.

The Bank of Rajasthan
On August 10, 2010, The Bank of Rajasthan, the largest private sector bank in North India amalgamated with ICICI Bank Ltd., India's largest private sector bank.

Established in May 1943 in Udaipur, The Bank of Rajasthan provides its customers with services such as Commercial Banking, Merchant Banking, Auxiliary Services, Consumer Banking, Deposit & Money Placement services, Trust & Custodial services, International Banking, Priority Sector Banking, and Depository. It also has specialized Forex and Industrial finance branches.

The Bank of Rajasthan has branches all across India with prominent presence in Rajasthan. It has 12 Regional Offices, 436 branches and 5 extension counters. The merger with ICICI Bank will broaden its network to include ICICI Bank's enhanced branch network of over 2500 branches and over 5600 ATMs spread across 1400 locations in the country. ICICI Bank also has a presence in 18 international locations.

Union Bank of India
Union Bank of India was inaugurated by Mahatma Gandhi more than eight decades ago. It is a Public Sector Unit with 55.43% Share Capital held by the Government of India.

The Union Bank of India has more than 950 branches and extension counters. It has a large network of approximately 659 ATMs spread across the country. In addition to regular banking facilities, Union Bank of India customers can also avail a variety of other services like Online Tele-banking facilities, Cash Management Service, Insurance, Mutual Funds, Demat etc.

United Bank of India
UBI played a significant role in the spread of banking services in different parts of the country, more particularly in Eastern and North-Eastern India. UBI has sponsored 4 Regional Rural Banks (RRB) one each in West Bengal, Assam, Manipur and Tripura. These four RRBs together have over 1000 branches. United Bank of India has contributed 35% of the share capital/ additional capital to all the four RRBs in four different states. UBI is also known as the 'Tea Bank' because of its age-old association with the financing of tea gardens. It has been the largest lender to the tea industry.

The Bank has three full fledged Overseas Branches one each at Kolkata, New Delhi and Mumbai with fully equipped dealing room and SWIFT terminal . Operations of all the branches have since been computerized and Electronic Fund Transfer System came to be implemented in the Bank's branches across the country. The Bank has ATMs all over the country and customers can use United International Debit Card at all VISA ATMs across the globe.

Vijaya Bank
Be it innovate products customized for people engaged in agriculture or mutual funds or a wide array of advances and loans, Vijaya Bank has its formidable presence everywhere!

Vijaya Bank was founded on 23rd October 1931. In 1958, the bank attained the status of a scheduled bank and in 1980, as a nationalized bank. Vijaya Bank has a network of 1061 branches, 46 Extension Counters and 337 ATMs. The driving force behind Vijaya Bank's every initiative has been its 11896 strong dedicated workforce. Vijaya Bank steadily grew into a large All India bank, with nine smaller banks merging with it during the 1963-68. Each branch provides effective and efficient services and significantly contributes to the growth of the individual, and the nation.

YES Bank
YES Bank, India’s new age private sector bank started operations in November 2004. It aims to be a state-of-the-art technology driven, high quality, private Indian Bank catering to ‘Emerging India’.

In just 4 years since its inception, YES Bank has achieved its goal by creating a presence in the Industry by virtue of its innovative Business Model. Today, it has branches in all major cities across India and offers a comprehensive range of banking products and financial services, which include corporate and institutional banking, financial markets, investment banking, business and transactional banking, retail and private banking business lines across the country.


Disclaimer: All third party logos appearing on the Avenues websites are proprietary and trademark of their respective organizations.
ICash Card
ICashCard is a prepaid card approved by RBI, which functions similar to Debit/Credit cards, ICashCard is developed and marketed by GI Technology, part of GI Retail Private Limited, which is a 750 Cr group company focusing into various verticals like Travel, Entertainment, and service retail distribution. ICashCard aims to offer safe and easy payment options to the Indian consumers without compromising on their privacy and security.

ITZ Cash
ItzCash Card Limited, launched in 2006, is a pioneer to introduce payments on mobile, internet and IVRS as India’s first “Multi Service Pre-paid Card Company”. ItzCash introduced multiservice stored value prepaid cards in India of various denominations which can be used to purchase various goods and services based on anywhere, anytime concept.

We are the first company to be issued the Certificate of Authorization, by the Reserve Bank of India (RBI) under the Payment and Settlement. Since inception, ItzCash, as a company has emerged as an end-to-end payment solution provider from issuance to authentication and settlement.

ItzCash has been introduced by Essel Group which is among India’s most prominent business houses with a diverse portfolio across sectors like payment and gifting (ItzGift.in). Essel Group started its business in 1976 with a commodity trading and export firm and has since then metamorphosed into a conglomerate.

Mobikwik Wallet
This online wallet service enables customers to make payments for recharges, bills and purchases quickly and conveniently. MobiKwik aims to create a world-class mobile payments ecosystem in India, allowing users to pay via their MobiKwik Wallet at the most frequent places they shop on their mobile, online and offline. Consumers can add money to the wallet easily via credit card, debit card, cash card or net banking options. Merchants accepting MobiKwik wallet payments can benefit from the high conversion rates due to MobiKwik's 1-click checkout flow.

OxiCash
Oxigen Wallet is a unique pre-paid service or a Prepaid Stored Value Virtual Wallet. Introduced by Oxigen, this popular Indian cash card option is a one-stop shop for all your payment requirements. Be it paying your electricity bill or recharging your prepaid mobile number, it makes bill payment easier than ever before. Customers can purchase an Oxigen Wallet and use it to shop online easily without revealing any sensitive card information. Oxigen Wallet Cards are distributed through a wide network of 75,000 outlets.

Paytm
Paytm is India's biggest consumer wallet platform today both in terms of scale as well as usability. This online wallet service enables customers to make payments for recharges, bills and purchases quickly and conveniently. The Paytm Wallet provides a secure, consistent, repeat checkout experience for mobile and desktop users. It powers online shopping, in-app purchases, top ups and bill payments on prominent websites. Paytm has already tied up with leading players in the Indian online space, enabling customers to shop on popular sites like BookMyShow, Fun Cinema, HomeShop18, redbus, MakeMyTrip and Zovi.



Disclaimer: All third party logos appearing on the Avenues websites are proprietary and trademark of their respective organizations.
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